Condo & HOA Comparisons
Side-by-side comparisons of commonly confused condo and HOA concepts. Each comparison includes a detailed table, key takeaways, and FAQs.
Condo HOA vs Townhome HOA: Key Differences
Compare condo and townhome HOA structures — who maintains what, how fees differ, and what each type of ownership means for repair responsibility.
Master Policy vs HO-6 Insurance: Complete Comparison
Compare HOA master insurance policy and individual HO-6 condo insurance — what each covers, where gaps exist, and how to make sure you're fully protected.
Reserve Study vs Operating Budget: What's the Difference?
Understand the difference between an HOA reserve study and operating budget — what each covers, why both matter, and red flags to watch for in each.
HOA vs Owner Insurance Responsibility: Who Covers What?
Compare what the HOA's insurance covers vs what falls to individual condo owners. Understand the insurance responsibility split for repairs and losses.
Common Elements vs Limited Common Elements Explained
Understand the difference between common elements and limited common elements in a condo — what each means for maintenance responsibility and ownership.
Want everything in one place?
The CondoWorkbook combines the responsibility matrix, due diligence checklists, maintenance trackers, and board question scripts into one printed reference you can mark up and keep.
View the Workbook