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TX

Texas Condo & HOA Guide

Key condo laws, HOA regulations, and reserve study requirements for Texas (TX). Understanding your state's specific rules is essential because they override or supplement your CC&Rs in many situations.

Estimated 400,000+ condo units in Texas

Governing Law

Texas Uniform Condominium Act (Title 7, Chapter 82)

Key Provisions

  • No state mandate for reserve studies (but strongly recommended)
  • Resale certificates required — must disclose assessments and financial condition
  • HOA must provide governing documents to buyers upon request
  • Foreclosure for unpaid assessments allowed but with protections
  • Board must hold annual meetings and allow owner participation

Reserve Study Requirements

No state requirement, but many HOAs commission them voluntarily. Lack of a reserve study is a significant red flag for Texas condos.

Notable Rules & Considerations

  • Relatively less regulated compared to FL and CA
  • Property tax implications differ from single-family homes
  • Some cities have additional condo-specific ordinances
  • Right to request HOA records within 10 business days

Important: This is a general overview of Texas condo laws and is not legal advice. State laws change frequently. Always consult a Texas-licensed attorney for specific legal questions about your HOA or condo association.

Workbook

Want everything in one place?

The CondoWorkbook combines the responsibility matrix, due diligence checklists, maintenance trackers, and board question scripts into one printed reference you can mark up and keep.

View the Workbook