HOA Financial Due Diligence: Reserve Studies & Assessments
An HOA's financial health directly affects your wallet. Underfunded reserves lead to special assessments. Poor budgeting leads to deferred maintenance. Understanding the numbers before you buy is essential to avoiding surprise costs after closing.
Financial guides
Condo Reserve Study: What to Look For and Red Flags to Watch
A reserve study reveals whether your HOA can afford future repairs. Learn what to look for, how to read funding levels, and the red flags that signal risk.
Special Assessments: How They Happen and How to Spot Risk Early
Special assessments can cost thousands. Learn what triggers them, how to evaluate risk before buying, and what signs to watch for as an owner.
Is a Condo Special Assessment Tax Deductible?
Is a condo special assessment tax deductible? For a home you live in, usually not, but an assessment for improvements can raise your basis. Rentals follow different rules. What the IRS says.
Download free HOA templates and checklists
Responsibility matrices, due diligence checklists, reserve study scorecards, and more. All free, all practical, all built for real condo owners.
Browse Templates