Insurance
Condo Insurance Due Diligence: Master Policy & HO-6 Coverage
Condo insurance is uniquely complicated because coverage is split between the HOA's master policy and your individual HO-6 policy. The gap between them is where most owners get surprised — especially when it comes to deductibles and loss assessment coverage.
Insurance guides
Master Policy vs HO-6: What's Actually Covered and What's Not
Your HOA's master policy doesn't cover everything. Learn the difference between master policies and HO-6, where the gaps are, and what you need.
HOA Insurance Deductibles: The Hidden Risk Condo Buyers Miss
HOA insurance deductibles can be shockingly high. Learn how they work, who covers the cost when a claim is filed, and how to protect yourself.
Free Templates
Download free HOA templates and checklists
Responsibility matrices, due diligence checklists, reserve study scorecards, and more. All free, all practical, all built for real condo owners.
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