Interior Finishes: HOA vs Owner Responsibility
Interior finishes are generally the owner's responsibility — you own the paint, flooring, cabinets, and fixtures inside your unit. The exception is when damage originates from a common element (like a roof leak damaging your ceiling). Understanding the source of damage is key.
Interior component guides
Drywall and Interior Finishes: When the HOA Covers Damage (and When They Don't)
Interior damage responsibility depends on what caused it. Learn when the HOA pays for drywall, paint, and finishes — and when it's on you.
Mold in a Condo: Who Pays for Mold Remediation?
Mold remediation in a condo usually follows the source of the moisture. Learn when the HOA pays, when the owner pays, and what to check in your documents.
Condo Pest Control: Who Pays for Termites, Rodents, and Bed Bugs?
Who pays for pest control in a condo? Learn the typical HOA vs owner split for termites, rodents, roaches, and bed bugs, and what to check in your documents.
HO-6 Insurance: What It Covers and What It Does Not
HO-6 insurance explained: what a condo owner's policy covers (walls-in items, belongings, liability, loss assessment), what it leaves out, and how to set it up.
HOA Master Policy: Does It Cover Walls-In or Bare Walls?
Does your HOA master policy cover walls in, or only bare walls? What bare walls, single entity and all-in policies cover inside a condo, and how to tell which you have.
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Download free HOA templates and checklists
Responsibility matrices, due diligence checklists, reserve study scorecards, and more. All free, all practical, all built for real condo owners.
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